Effective date: October 3, 2026
These Terms of Use apply to your use of mcallenpublicadjuster.com, operated by McAllen Public Adjuster, a public adjusting service of Rise Public Adjusting LLC (TDI license #3356839) ("we," "our," or "us"). By using this website, you agree to these terms. If you do not agree, please do not use the site.
Educational information only
Articles, guides, and pages on this website provide general, educational information about property insurance claims in Texas. They are not legal advice and are not advice about coverage under your specific policy. Every claim depends on its own policy language, facts, and insurer.
- We do not guarantee coverage, payment, or any claim outcome.
- Laws, regulations, and building codes change; information may not reflect the latest updates.
- We are public adjusters, not attorneys. For legal questions, consult a Texas attorney.
No client relationship until a contract is signed
Browsing this website, submitting a form, uploading files, calling, or emailing us does not create a public adjuster–client relationship. That relationship begins only when you and we sign a written public adjuster contract that complies with Texas Department of Insurance requirements. Under Texas law, you may rescind that contract within 72 hours of signing it. Until a contract is signed, we are not acting on your behalf, and you remain responsible for meeting your policy's deadlines and duties.
Claim tools are estimates
The Claim Calculator, Documentation Checklist, Storm Lookup, and other tools are educational aids. Results are estimates based on the information you enter and general assumptions. They are not appraisals, estimates of repair cost, coverage determinations, or predictions of what an insurer will pay.
Weather and storm data
Weather and storm information on this site comes from third-party government sources, including the National Weather Service and NOAA's National Centers for Environmental Information, and from the Iowa Environmental Mesonet. This data:
- May be preliminary, delayed, revised, or incomplete
- Reflects reports at particular locations and times, not conditions at every property
- Does not prove that damage occurred at a specific property
A nearby hail or wind report can be useful context for a claim, but damage must be established by inspection and documentation. We are not responsible for errors or gaps in third-party data.
No emergency services
This website and our forms are not monitored for emergencies. If anyone is in danger, or there is a fire, gas leak, or other emergency, call 911. For urgent property protection, contact a qualified contractor or your insurer.
Acceptable use
When using this website, you agree to:
- Provide accurate information in any form you submit
- Upload only files you have the right to share, free of malware
- Not use the site for unlawful, fraudulent, or abusive purposes
- Not attempt to disrupt, overload, scrape at scale, or gain unauthorized access to the site or its tools
We may block access or refuse submissions that violate these terms.
Intellectual property
Unless otherwise noted, the text, graphics, logos, and design of this website belong to Rise Public Adjusting LLC and are protected by law. You may view and print pages for personal, non-commercial use. You may not copy, republish, or distribute site content for commercial purposes without written permission. Government data shown on the site remains subject to its sources' terms.
Third-party links
We link to outside websites, such as government agencies, for reference. We do not control and are not responsible for their content, accuracy, or privacy practices. Visiting them is at your own discretion.
Website availability
We try to keep the site accurate and available but do not guarantee uninterrupted access or error-free content. We may change or remove content and tools at any time.
Limitation of liability
To the fullest extent permitted by law, Rise Public Adjusting LLC and its owners and representatives are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website, its tools, or its data, or from reliance on its content. The website is provided "as is" without warranties of any kind.
Indemnification
You agree to indemnify and hold harmless Rise Public Adjusting LLC from claims, losses, and expenses arising from your misuse of the website or violation of these terms.
Governing law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Disputes relating to this website will be resolved in courts located in Texas.
Changes to these terms
We may update these Terms of Use from time to time. The effective date above shows the latest version. Continued use of the site after changes means you accept the updated terms.
Contact
Questions about these terms? Email info@mcallenpublicadjuster.com or call +1 (832) 503-5866. See also our Privacy Policy.
Frequently Asked Questions
Does submitting a form make me a client?
No. A client relationship begins only when you sign a written public adjuster contract that complies with Texas Department of Insurance requirements. You may rescind that contract within 72 hours of signing.
Can I rely on the storm data to prove my property was damaged?
No. Weather and storm reports come from third-party government sources, may be preliminary or incomplete, and show only that weather was reported nearby. Damage at a specific property must be established by inspection and documentation.
Is the information on this site legal advice?
No. We are public adjusters, not attorneys. For legal questions, including lawsuits, bad faith, or deadlines to sue, consult a Texas attorney.